Life Insurance

Life Insurance

 

The insurance industry loves its jargon. And unless you’re around it every day, as I am, it might leave you scratching your head! These definitions can help minimize confusion.

 

Term Life Insurance:

Term Life Insurance provides coverage for a set period of time and is usually an economical option. It provides the greatest amount of coverage for the lowest initial cost. It’s a good choice for your temporary needs or if your funds are limited. It is renewable and can be converted to Permanent coverage at a later date.

 

Permanent Life Insurance:

There are two types of Permanent Life Insurance, these are useful when you want to cover a long-term need like income for a spouse or family. It costs more initially, but can accumulate cash value.

 

Many of us don’t fully understand the importance of life insurance – until we need it. If something happens to you or your spouse, life insurance through VanGennip Insurance & Financial Services can help cover the loss of that person’s income. We want to prepare you now about the options available so you can better plan for your future.

Automotive Insurance

Automotive Insurance

 

When choosing your auto insurance, consider that the state-required minimum coverage might not be enough to pay for all the damages that result from an accident. If that’s the case, the legally responsible driver will have to pay the additional expense out of pocket.

Homeowner Insurance

Homeowner Insurance

 

For most of us, our home is our most valuable asset. It only makes sense that we would want the best possible coverage for the best possible price to insure it. There are many different options when it comes to home coverage, such as Replacement Cost, Personal Property, and Farmers Identity Shield, which offers protection against identity theft. Let’s talk today about which coverages you need to adequately protect your assets!

Agriculture and Commercial Insurance

Ag and Commercial Insurance

 

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Southeast Missouri. Whether you are a business owner, farmer, or contractor, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out our free online quote form.

Commercial Insurance

Commercial Insurance

 

Choosing the right business or commercial insurance plan for your business can be very confusing, so we have developed many different options and programs to meet the needs of our commercial insurance clients in Southeast Missouri. Whether you are a business owner, farmer, or contractor, we can tailor a package to meet your specific needs and requirements. So give us a call today or fill out our free online quote form.

Medicare Supplements and Prescription Drug Insurance

Medicare Supplements and Prescription Drug Insurance

 

This is an area of concern for many people, but it’s not as bad as you may think. Come in and we can discuss any concerns you may have. We will help you figure out which company and plan is best for you. We can offer coverage through a variety of companies, such as: Equitable, Gerber Life Insurance Company, AARP, Bankers Fidelity, Companion Life, TransAmerica, IAC, Mutual of Omaha, and the Manhattan Life Insurance Company.

Additional Coverages

Other Insurance

 

We offer many other types of policies. No matter what you need, we can cover it!

 

  • Umbrella: additional coverage that goes above and beyond to protect your assets!
  • Pet
  • Recreational: Boat, ATV, Motorcycle
  • Renter
  • Flood
  • Manufactured Homes
  • Motor Homes
  • Vacation Homes

 

To better serve our clients, our portfolio includes these established brokers–and more.

VanGennip Insurance & Financial Services

104 South Blair, Suite B

Advance, Missouri 63730

Call us at:

(573) 321-5037

We are a full-service agency, offering home, auto, farm/agriculture, life, prescription drug plans, Medicare supplements, and financial planning services.

VanGennip Insurance & Financial Services

104 South Blair, Suite B    •    Advance, MO 63730

Call us at: (573) 321-5037

Life Insurance

Auto Insurance

Homeowner Insurance

Ag & Commercial

Financial Planning

Medicare & Prescription

More

VanGennip Insurance & Financial Services

104 South Blair, Suite B    •    Advance, MO 63730

Call us at: (573) 321-5037