Life Insurance
Life Insurance
The insurance industry loves its jargon. And unless you’re around it every day, as I am, it might leave you scratching your head! These definitions can help minimize confusion.
Term Life Insurance:
Term Life Insurance provides coverage for a set period of time and is usually an
economical option. It provides the greatest amount of coverage for the lowest initial
cost. It’s a good choice for your temporary needs or if your funds are limited. It is renewable and can be converted to Permanent coverage at a later date.
Permanent Life Insurance:
There are two types of Permanent Life Insurance, these are useful when you want to
cover a long-term need like income for a spouse or family. It costs more initially, but
can accumulate cash value.
Many of us don’t fully understand the importance of life insurance – until we need it. If something happens to you or your spouse, life insurance through VanGennip Insurance & Financial Services can help cover the loss of that person’s income. We want to prepare you now about the options available so you can better plan for your future.
Auto Insurance
Auto Insurance
When choosing your auto insurance, consider that the state-required minimum coverage might not be enough to pay for all the damages that result from an accident. If that’s the case, the legally responsible driver will have to pay the additional expense out of pocket.
Homeowner Insurance
Homeowner Insurance
For most of us, our home is our most valuable asset. It only makes sense that we would want the best possible coverage for the best possible price to insure it. There are many different options when it comes to home coverage, such as Replacement Cost, Personal Property, and Farmers Identity Shield, which offers protection against identity theft. Let’s talk today about which coverages you need to adequately protect your assets!
Financial Planning
Financial Planning
When it comes to Investments and providing for your future, it can be overwhelming. I can help you understand and wade through the maze of options out there and offer a variety of products, including Mutual Funds, Variable Annuities, and Variable Universal Life. Let’s get together and plan for a bright and comfortable future!
Medicare Supplements, Prescription Drug Plans, and Health Insurance
This is an area of concern for many people, but it’s not as bad as you may think. Come in and we can discuss any concerns you may have. We will help you figure out which company and plan is best for you. We can offer coverage through a variety of companies, such as: Equitable, Gerber Life Insurance Company, AARP, Bankers Fidelity, Companion Life, TransAmerica, IAC, Mutual of Omaha, and the Manhattan Life Insurance Company.
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Other Insurance
We offer many other types of policies. No matter what you need, we can cover it!
To better serve our clients, our portfolio includes these established brokers–and more.
VanGennip Insurance & Financial Services
104 South Blair, Suite B • Advance, MO 63730
101 West Yoakum Ave. • Chaffee, MO 63740
We are a full-service agency, offering home, auto, farm/agriculture, life, prescription drug plans, Medicare supplements, and financial planning services.
VanGennip Insurance & Financial Services
Offices in Advance & Chaffee, Missouri
(573) 321-5037
VanGennip Insurance & Financial Services
Offices in Advance & Chaffee, Missouri
(573) 321-5037